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IHG points
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| IHG hotels | 10× | — | Up to 26× total with Platinum status and programme earn |
| Travel | 5× | — | — |
| Restaurants / Dining | 5× | — | — |
| Gas Stations | 5× | — | — |
| Advertising (social / search) | 5× | — | — |
| Office Supply Stores | 5× | — | — |
190,000 points
IHG points
190,000 IHG points after $5,000 in purchases in the first 3 months, through Nov 18, 2026.
Uses the workbook’s 0.6¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24 applies to approval; no bonus for this card in the past 24 months
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Business card fee rises in 2027 under the Oct 2026 refresh (see first workbook).
Offer type, as listed: Limited time (ends Nov 18, 2026)