YOUR CARD COLLECTION
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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything | 2% | Uncapped | A charge card: no preset spending limit, balance due in full each month |
| Travel — Hotels / Cars (portal) | 5% | — | Via Capital One Travel |
$2,000.00
Cash back
$2,000 cash back after $30,000 in purchases in the first 3 months, plus $2,000 for each $500,000 spent thereafter.
Plus $2,000 more for every $500,000 spent (uncapped high-spend tier)
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Capital One business application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Figure from a Sep 22, 2026-reviewed business-bonus table; older Mar 2026 sources showed the same $2,000 at a lower spend tier — verify current spend tier on capitalone.com.
Offer type, as listed: Public